2023 Blue Cross and Blue Shield Service Benefit Plan - Standard and Basic Option
Section 5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
Page 57
Section 5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
Page 57
Benefit Description
Orthopedic and Prosthetic Devices (cont.)
Note: Benefits for hearing aid dispensing fees, fittings, batteries, and repair services are included in the benefit limits described above.
Standard Option - You Pay
Any amount over $2,500 (no deductible)
Basic Option - You Pay
Any amount over $2,500
Orthopedic and Prosthetic Devices (cont.)
- Hearing aids for children up to age 22, limited to $2,500 per calendar year
- Hearing aids for adults age 22 and over, limited to $2,500 every 5 calendar years
Note: Benefits for hearing aid dispensing fees, fittings, batteries, and repair services are included in the benefit limits described above.
Standard Option - You Pay
Any amount over $2,500 (no deductible)
Basic Option - You Pay
Any amount over $2,500
Benefit Description
Standard Option - You Pay
Any amount over $5,000 (no deductible)
Basic Option - You Pay
Any amount over $5,000
- Bone-anchored hearing aids when medically necessary, limited to $5,000 per calendar year
Standard Option - You Pay
Any amount over $5,000 (no deductible)
Basic Option - You Pay
Any amount over $5,000
Benefit Description
Note: Benefits for wigs are paid at 100% of the billed amount, limited to $350 for one wig per lifetime.
Standard Option - You Pay
Any amount over $350 for one wig per lifetime (no deductible)
Basic Option - You Pay
Any amount over $350 for one wig per lifetime
- Wigs for hair loss due to the treatment of cancer
Note: Benefits for wigs are paid at 100% of the billed amount, limited to $350 for one wig per lifetime.
Standard Option - You Pay
Any amount over $350 for one wig per lifetime (no deductible)
Basic Option - You Pay
Any amount over $350 for one wig per lifetime
Benefit Description
Not covered:
Standard Option - You Pay
All charges
Basic Option - You Pay
All charges
Not covered:
- Shoes (including diabetic shoes)
- Over-the-counter orthotics
- Arch supports
- Heel pads and heel cups
- Wigs (including cranial prostheses), except for scalp hair prosthesis for hair loss due to the treatment of cancer, as stated above
- Over the counter hearing aids, enhancement devices, accessories or supplies (including remote controls and warranty packages)
Standard Option - You Pay
All charges
Basic Option - You Pay
All charges
Benefit Description
Durable Medical Equipment (DME)
Durable medical equipment (DME) is equipment and supplies that are:
We cover rental or purchase of durable medical equipment, at our option, including repair and adjustment. Covered items include:
Standard Option - You Pay
Preferred: 15% of the Plan allowance (deductible applies)
Participating: 35% of the Plan allowance (deductible applies)
Non-participating: 35% of the Plan allowance (deductible applies), plus any difference between our allowance and the billed amount
Note: See Section 5(c) for our coverage of DME provided and billed by a facility.
Basic Option - You Pay
Preferred: 30% of the Plan allowance
Participating/Non-participating: You pay all charges
Note: See Section 5(c) for our coverage of DME provided and billed by a facility.
Durable Medical Equipment (DME)
Durable medical equipment (DME) is equipment and supplies that are:
- Prescribed by your attending physician (i.e., the physician who is treating your illness or injury);
- Medically necessary;
- Primarily and customarily used only for a medical purpose;
- Generally useful only to a person with an illness or injury;
- Designed for prolonged use; and
- Used to serve a specific therapeutic purpose in the treatment of an illness or injury.
We cover rental or purchase of durable medical equipment, at our option, including repair and adjustment. Covered items include:
- Home dialysis equipment
- Oxygen equipment
- Hospital beds
Standard Option - You Pay
Preferred: 15% of the Plan allowance (deductible applies)
Participating: 35% of the Plan allowance (deductible applies)
Non-participating: 35% of the Plan allowance (deductible applies), plus any difference between our allowance and the billed amount
Note: See Section 5(c) for our coverage of DME provided and billed by a facility.
Basic Option - You Pay
Preferred: 30% of the Plan allowance
Participating/Non-participating: You pay all charges
Note: See Section 5(c) for our coverage of DME provided and billed by a facility.
Durable Medical Equipment (DME) - continued on next page